<?xml version="1.0" encoding="UTF-8"?><ns2:project xmlns:ns1="http://gtr.rcuk.ac.uk/gtr/api" xmlns:ns2="http://gtr.rcuk.ac.uk/gtr/api/project" xmlns:ns3="http://gtr.rcuk.ac.uk/gtr/api/fund" xmlns:ns4="http://gtr.rcuk.ac.uk/gtr/api/person" xmlns:ns5="http://gtr.rcuk.ac.uk/gtr/api/project/outcome" xmlns:ns6="http://gtr.rcuk.ac.uk/gtr/api/organisation" ns1:created="2026-08-26T13:36:10Z" ns1:href="http://gtr.ukri.org/gtr/api/projects/3C585760-BB48-4264-9032-0C1E840B3E4F" ns1:id="3C585760-BB48-4264-9032-0C1E840B3E4F"><ns1:links><ns1:link ns1:href="http://gtr.ukri.org/gtr/api/persons/A392A4D2-82F5-4643-8BE8-9F8F76FF1C93" ns1:rel="PM_PER"/><ns1:link ns1:href="http://gtr.ukri.org/gtr/api/organisations/108AFB86-87D6-4DA9-8EF6-AD17EFD7B14B" ns1:rel="LEAD_ORG"/><ns1:link ns1:href="http://gtr.ukri.org/gtr/api/organisations/108AFB86-87D6-4DA9-8EF6-AD17EFD7B14B" ns1:rel="PARTICIPANT_ORG"/><ns1:link ns1:end="2023-01-31T00:00:00Z" ns1:href="http://gtr.ukri.org/gtr/api/funds/28762E01-AFF3-45EF-A543-536899A18C55" ns1:rel="FUND" ns1:start="2022-02-01T00:00:00Z"/></ns1:links><ns2:identifiers><ns2:identifier ns2:type="RCUK">10024025</ns2:identifier></ns2:identifiers><ns2:title>A Blockchain-driven Transaction Platform that will Verify and Safeguard the Transactions of SMEs</ns2:title><ns2:status>Closed</ns2:status><ns2:grantCategory>Collaborative R&amp;D</ns2:grantCategory><ns2:leadFunder>Innovate UK</ns2:leadFunder><ns2:abstractText>Customate Ltd (Customate) is a UK-based SME in the ?ntech industry, with a core project team of Siobhan Moore (commercial lawyer specialising in niche payment solutions), Usman Awan (CTO), Bruce Stewart (CFO/CPO) and Alison Werrett (COO). Customate is working to overcome a signi?cant global unmet need with its 

FCA-regulated, API-driven transactional platform that will verify counterparts, safeguard funds and record relevant details on a blockchain. This innovative platform will address the key di?culties faced by SMEs (technology adoption/e?ciencies/fraud/late payments) and help achieve the government's goal of establishing the Small Business Commissioner, saving companies 500 payroll hours and &amp;pound;20K annually.</ns2:abstractText></ns2:project>