700427Shift Thought Ltd- Digital Money Agent GraphClosedGRD Proof of MarketInnovate UKA digital money agent network serves as the bridge for people to transfer money as payment or to other people. Any transaction traces a path through a giant and extremely complex network of global agents – the Agent Graph. We propose to create a shared compliance service to dramatically bring down the cost of compliance, enable far more specific and dynamic targeting of rules, improve compliance monitoring, reduce risk of non-compliance, increase competition by creating a more level playing field for free agents, and improve access to digital services for a much larger part of the disenfranchised population by enabling a dramatic growth in the Agent Graph while still keeping it manageable.