<?xml version="1.0" encoding="UTF-8"?><ns2:project xmlns:ns1="http://gtr.rcuk.ac.uk/gtr/api" xmlns:ns2="http://gtr.rcuk.ac.uk/gtr/api/project" xmlns:ns3="http://gtr.rcuk.ac.uk/gtr/api/fund" xmlns:ns4="http://gtr.rcuk.ac.uk/gtr/api/person" xmlns:ns5="http://gtr.rcuk.ac.uk/gtr/api/project/outcome" xmlns:ns6="http://gtr.rcuk.ac.uk/gtr/api/organisation" ns1:created="2026-06-03T15:52:43Z" ns1:href="http://gtr.ukri.org/gtr/api/projects/9D852DB8-3F21-42C0-A7F3-010F0D74DBCF" ns1:id="9D852DB8-3F21-42C0-A7F3-010F0D74DBCF"><ns1:links><ns1:link ns1:href="http://gtr.ukri.org/gtr/api/persons/EEEFB462-C86D-4C3F-8E6F-9BFEA94F0816" ns1:rel="PM_PER"/><ns1:link ns1:href="http://gtr.ukri.org/gtr/api/organisations/CCF2642E-6F70-4FB7-A20B-0B64203787AD" ns1:rel="LEAD_ORG"/><ns1:link ns1:href="http://gtr.ukri.org/gtr/api/organisations/CCF2642E-6F70-4FB7-A20B-0B64203787AD" ns1:rel="PARTICIPANT_ORG"/><ns1:link ns1:end="2024-06-29T23:00:00Z" ns1:href="http://gtr.ukri.org/gtr/api/funds/204C1D58-FBC9-4E0B-926E-A49F27AA1527" ns1:rel="FUND" ns1:start="2023-06-30T23:00:00Z"/></ns1:links><ns2:identifiers><ns2:identifier ns2:type="RCUK">10072176</ns2:identifier></ns2:identifiers><ns2:title>Kotini: Creating a digital home mover passport to improve the home buying process</ns2:title><ns2:status>Closed</ns2:status><ns2:grantCategory>Collaborative R&amp;D</ns2:grantCategory><ns2:leadFunder>Innovate UK</ns2:leadFunder><ns2:abstractText>When buying a home, people expect a single process. In reality, the process is disaggregated (across banking, estate agency, mortgage advice, mortgage lending conveyancing and surveying), causing siloed experiences. This gap between expectation and reality results in a poor user experience and causes duplication for all stakeholders, wasting time and adding to homebuyers' stress.

Kotini is a UK-based PropTech company solving this poor experience for homebuyers and homebuying suppliers with its innovative homebuying platform that unifies the homebuying journey.</ns2:abstractText></ns2:project>