7DEE3221-1B49-45BC-805B-961589E756C3The adequacy and optimality of retirement provision: household behaviour and the design of pensionsResearch GrantES/N011872/1924BE15C-91F2-4AAD-941A-3F338324B6AEESRCINCOME_ACTUAL155062E8061217-88AE-48E8-A596-FD607BF92E0ASurvival pessimism and the demand for annuities04016908f57aa9a5203058052617e5fdSturrock Dhttp://dx.doi.org/10.1920/wp.ifs.2019.0219http://dx.doi.org/10.1920/wp.ifs.2019.0219Working Paper61c2f5ba85ef27.77283599